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Simplify Commerce

Easy-to-implement payment solution for online and mobile. Backed by MasterCard.

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Overview of Simplify Commerce

Simplify Commerce is an all-in-one payment solution that makes it easy for startups, small-to-medium-sized businesses and nonprofits to accept card payments securely.

Built by MasterCard, a global leader in the payment industry, our turnkey payments platform offers tremendous value for businesses through a variety of in-demand payment features. Developers will love the tools we provide to simplify their development.

Unique Features of Simplify Commerce

Simplify Commerce provides a secure, easy-to-implement payments acceptance solution for both businesses and developers.

Make it easy for customers to pay you from anywhere

Accept payments securely at the point of sale: online, mobile, via Apple Pay, in person, via email, or through social media.

Accept major brands

Accept debit, credit and prepaid card payments from major brands, including international payments.

Best-in-class security

Tokenization and encryption ensure payments are secure and protected. Simplify Commerce is Level 1 PCI certified: payment information never touches your server.

Simple merchant account

Complete a streamlined, electronic merchant account application from one of our acquirer partners.

Set up is easy

Connect with popular eCommerce solutions, shopping carts, or our APIs.


Send secure electronic invoices with payment functionality through email.

Recurring payments

Sell products or services on a repeat basis, with flexible options.

Enhanced fraud tools

Manage business risk by automatically checking incoming purchases.

Developer tools

Fully customizable APIs, clear SDKs in 9 popular programming languages, sample source code and interactive “try me” widgets. Add a single product to a webpage with one line of code and set up a hosted payment. That’s just the beginning.

Features checked in Simplify Commerce

  • API Access
  • Apple Pay Acceptance
  • Bitcoin Acceptance
  • Credit Card Tokenization
  • Crowdfunding Payments
  • Data Portability
  • Fraud Prevention
  • Marketplace Payments
  • Mobile Payments Integration
  • Multi Currency Payments
  • Next-day Deposits
  • Recurring Billing

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Specifications for Simplify Commerce


2.85% + 30¢ per transaction in the U.S.. Rates are provided by our acquirer partners.

Operating Systems

Ireland, United States